chilliemurphy asked:


I have been working for almost 10 years and have been building my 401K since I started right out of college – now, I want to go back to graduate school, but I don’t know if I’ll be able to get any financial aid or favorably-priced student loans if I have retirement assets. Am I required to dip into this money as a first-dollar plan, or can I keep my retirement assets intact & still get financial assistance (even a Stafford loan)? Thanks!

Robert

scottklajic asked:


I spent 3 years, 9 months and 10 days on active duty (was released 3 months early for graduate school) That gives me on my retirement printout 1371 retirement points.

Then, I joined the guard and received another 164. Total retirement points 1535 for a total 5 “good” years.

However, I also did some correspndence corses which I was told to turn in to the retirement person which shows up on my printout as “ACCP Misc Points” and is added to the “Total Career Points” column–NOT the “Total Points for Retirement Pay” column.

Question–what is the difference between “career points” and “retirement points?” If career points are not calculted for retirement pay, what are they good for?
To the one responder so far–I am sure you know what you are talking about–however, I have no idea what “non-retirement bond” means.

Leslie