How do you decide whether to save for retirement (which is tax-deferred) or save for a down payment on a home?

Lucesco asked:


Buying a home, even with the downturn in the market, is still the most successful way to invest money. But I don’t make enough money to both save for much of a down payment and still put much money aside for retirement. So how do I choose where to put what money I don’t need to live on?

Ana
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